Picture yourself in a private oasis on Whites Creek, just off the Tennessee River’s main channel! This fully remodeled 2- bedroom, 2- bath home with a split floor plan has been replumbed and elevated above the floodplain for worry- free living. The expansive wraparound deck offers ample space to enjoy mature shade trees, wildlife, and passing boats, with frequent sightings of eagles, deer, and turkey. Steps lead from an outdoor deck to the creek, where a boat dock once stood in a deep, sheltered section—perfect for protecting your boat from the main channel’s currents and waves ( TVA permit required for dock installation) . Situated on two waterfront lots in a welcoming gated community, the home is just three houses from the community boat ramp, with Mermaid Marina, Perryville Marina, Tennessee River Golf Course, and nearby islands and sandy beaches ideal for swimming, fishing, and boating. This turnkey home is move- in ready, perfect for a small family, weekend getaway, or vacation rental. Kitchen appliances are included, and some furniture is negotiable. A 10- ft- tall, 30x36- ft double- wide carport provides covered parking for boats, ATVs, or vehicles. The low- maintenance lot maximizes time with family and friends. Located halfway between Memphis and Nashville, with Decaturville’s grocery and hardware stores a short drive away, Don' t miss out on this rare opportunity to own a waterfront home at this price!